Are you looking for a secure and lucrative investment option?The Amrit Vrishti FD Scheme by the State Bank of India (SBI) could be the perfect choice for you. This scheme not only offers guaranteed returns but also provides interest rates that are higher than many other fixed deposit plans available in the market.
SBI has designed this scheme specifically for investors who want to grow their savings without any risk. Don’t miss the opportunity to invest before March 31, 2025. Let’s dive into the details of its benefits and returns
Key Features of SBI Amrit Vrishti FD
| Feature | Details |
| Maturity tenure | 444 days |
| Interes rate ( General citizen ) | 7.25% |
| Interest rate ( senior citizen ) | 7.25% |
| Minimum investment | ₹ 1000 |
| Maximum investment | ₹ 3 crore |
| Availability | until March 31, 2025 |
The Amrit Vrishti FD Scheme is ideal for investors seeking secure, risk-free investment options. Senior citizens also benefit from an additional interest rate.
How Much Return in 444 Days?
Here’s the expected return on investments ranging from ₹1 lakh to ₹5 lakh under the scheme.
Interest and Returns for General Citizens
| Investment Amount (₹) | Interest (₹) | Maturity amount (₹) |
| 1 lakh | 9,280 | 1,09,280 |
| 2 lakh | 18,267.08 | 2,18,267.08 |
| 3 lakh | 27,400.62 | 3,27,400.62 |
| 4 lalh | 36,534.15 | 4,36,534.15 |
| 5 lakh | 45,667.69 | 5,45,667.69 |
Interest and Returns for Senior Citizens
| Investment Amount (₹) | Interest (₹) | Maturity amount (₹) |
| 1 lakh | 9,630 | 1,09,630 |
| 2 lakh | 19,574.08 | 2,19,574.08 |
| 3 lakh | 29,361.13 | 3,29,361.13 |
| 4 lalh | 39,148.17 | 4,39,148.17 |
| 5 lakh | 48,935.21 | 5,48,935.21 |
Key points
- The interest rate for general citizens is 7.25%.
- Senior citizens enjoy a higher interest rate of 7.75%.
- The maximum investment limit is ₹3 crore.
SBI Amrit Vrishti vs. Other Bank FDs
Here’s how the SBI Amrit Vrishti scheme compares with similar FD schemes from other banks:
| Bank Name | FD Tenure ( days ) | Interest rate ( General citizen ) | Interest rate ( Senior citizen ) |
| State Bank of India | 444 | 7.25% | 7.75% |
| Punjab National Bank | 400 | 7.30% | 7.80% |
| Canara Bank | 444 | 7.25% | 7.75% |
| Union Bank of India | 399 | 7.25% | 7.75% |
| Bank of Baroda | 399 | 7.25% | 7.75% |
| Punjab & Sind Bank | 444 | 7.25 | 7.75% |
While some banks offer slightly higher interest rates, the guaranteed returns and flexibility of SBI Amrit Vrishti make it a preferred option for many investors.
Benefits of Amrit Vrishti FD
- Higher Interest Rates: Competitive rates for both general and senior citizens.
- Nomination Facility: Secure your investment for the future with easy nomination options.
- Loan Facility: Borrow against your deposit in case of financial emergencies.
- Ease of Investment: Invest easily through SBI branches or online portals.
- Flexibility: Invest between ₹1,000 and ₹3 crore based on your financial goals.
The SBI Amrit Vrishti FD Scheme is an excellent choice for investors seeking secure and high-yield returns. If you wish to grow your money without any risk, this scheme is for you.
Invest before March 31, 2025, to secure your future!
Sunil Puri is a passionate content writer and blogger who transforms ideas into captivating narratives. Specializing in SEO-driven content, he crafts blogs, articles, and advertising copy that inspire action, drive traffic, and enhance brand visibility
